Where we buy

The parts of Smithtown we buy in

The short answer is all of it. We do not have a preferred side of Smithtown and we do not skip streets. What we do have is a hard boundary at the edge of Nassau and Suffolk, and we stay inside it deliberately.

Streets in Smithtown we have bought on

A house on Kent Place.

We name streets rather than house numbers, because the people who sold to us are entitled to their privacy. Every one of these is a real purchase, which is a lower bar than it should be: a great many of the companies mailing Smithtown homeowners have never bought anything here at all.

Wondering which Smithtown neighborhoods we buy in: small cottage tucked behind thick tree trunks
Wondering which Smithtown neighborhoods we buy in? We buy houses as-is. Pictured: small cottage tucked behind thick tree trunks.

Why we stay inside Suffolk and Nassau

Most of the letters and texts reaching Smithtown homeowners come from operations working dozens of markets from somewhere else entirely. They are not valuing your house. They are collecting a contract at a low enough number to resell to somebody local, which is why those offers so often change after the fact.

We work two counties. That is the whole footprint. It is small enough that we know what Smithtown houses are worth and small enough that we are still here when something goes wrong after closing.

What we look at in Smithtown, block by block

Not the town-wide average. What matters is what houses like yours, on your street or the two beside it, actually closed at recently, and what condition they were in when they did.

In Smithtown that means paying attention to things a spreadsheet misses. Which blocks back onto Main Street, which streets took water in the last bad storm, where the Smithtown Central School District boundary runs, and which stretches have had enough recent renovation to pull comparable sales up.

No street is off the list

Every block, every condition. We have bought houses in Suffolk County that nobody could get financed, that had not been entered in years, and that had open files with the town.

And if your house is in a neighboring town rather than Smithtown itself, that is fine. We buy across Nassau and Suffolk, so the page you happened to land on does not limit anything.

What you do not pay

Every line below is a cost of listing a house the retail way that simply does not arise here.

Agent commission
$39,875 at 5% of the Smithtown median
none
Seller closing costs
About $15,950 on a $797,500 sale. We can cover these.
none
Repairs to make it listable
Whatever the house needs, paid up front
none
Cleanout and removal
Charged by the truckload, and done before the first showing
none
Carrying costs while it waits
Taxes, insurance and utilities for the 68 to 83 days of finding a buyer and waiting on their mortgage
none

What happens to the Smithtown houses we buy

Most of what we buy we renovate and sell. That is the business, and it is why condition is something we price rather than something that frightens us: the work was always going to happen, the only question is who funds it and at what cost.

We run millions of dollars of construction a year, which buys materials at contractor pricing and keeps crews scheduled rather than bidding job by job. The practical effect is that the same work costs us in the region of half what a homeowner is quoted, and that gap is what makes an offer possible on a house nobody else will take on.

What makes Smithtown a market we work

Partly the housing stock, which is mostly colonial and split-level of an age where boilers, roofs and electrical services are reaching the end of their lives. Partly proximity, which is what lets us schedule work without a premium for the travel.

And partly that Smithtown is a place where people stay. Houses here are frequently owned for thirty or forty years and then sold by the family rather than by the original owner, and that particular situation, an estate or a move into care, is most of what we handle.

The boundaries and landmarks we work around in Smithtown

Main Street, the Smithtown Bull, Smithtown Performing Arts Center. These are not decoration on a page. Proximity to each of them changes what a house is worth, and in different directions depending on which one and how close.

The Smithtown Central School District boundary is the other line that matters more than most people outside the area realize, because it moves values in ways that do not show up in a town-wide average at all. Two houses a few hundred feet apart can sit on different sides of it.

Common questions

Do you buy in every neighborhood in Smithtown?

Yes. There is no part of the town we decline and no condition we decline.

My house is not in Smithtown. Can you still buy it?

Almost certainly, as long as it is on Long Island. We work Nassau and Suffolk and nowhere else, but we work all of both.

Will you put my address on your website?

No. We name streets at most, and never house numbers. If you would rather we did not mention the street either, say so and we will not.

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